Frequently Asked Questions

• What is a Home Inspection?

  A Home Inspection is an inspection of the home conducted by a certified Home Inspector. The Home Inspector completes a thorough examination of the home from the roof down to the foundation and the exterior of the house. They check to see if there are any major or minor problems. The inspector will point out any visible structural or system deficiencies. The inspector will give a full written report to the purchaser once the inspection and report is complete.
• Why should I get Pre Approved for a home loan?

  "Pre-approval" means you have met with a loan officer, your credit files have been reviewed and the loan officer believes you can readily qualify for a given loan amount with one or more specific mortgage programs. Based on this information, the lender will provide a pre approval letter, which shows your borrowing power. Although not a final loan commitment, the pre approval letter can be shown to listing brokers when bidding on a home. It demonstrates your financial strength and shows that you have the ability to go through with a purchase. This information is important to owners since they do not want to accept an offer that is likely to fail because financing cannot be obtained.
• What can I do to get my home ready to sell?

  Organize your paperwork: Have a detailed list of all past repairs, updates and upgrades that have been made. Get Ready to De Clutter: Start with one closet and work your way through the entire home. Sort items to toss, keep, sell and donate. Clean: Wash down walls, spruce up paint, and give your home a thorough cleaning. Get an Inspection: Did you think inspections were only for buyers? Having a pre-sale inspection can mean identifying potential problem areas. Start Staging: You want to have your home clean and ready to show. This means having curb appeal with neat landscaping, fresh paint, and flowers. Rearrange your furniture and remove clutter and personal items.
• What is Earnest Money?

  Earnest money is given by the buyer to the seller when a real estate purchase contract is accepted. The money is a good faith offering to the seller that you will perform on the agreed upon contract.
• What is MLS?

  MLS is THE MULTIPLE LISTING SERVICE - Your property will be placed into our Multiple Listing Service (MLS). MLS will expose the information on your property to all active/qualified Realtors in the Knox County area. Your property information is available to these Realtors via computer or their smartphone 24 hours a day.